One word, DEFINITELY! Insurance is for the unforeseen, no one can predict our future.
These are some other questions that I received that you may be interested in knowing:
- Are all travel insurance policies the same? No, there are several types e.g: Cancel for Any Reason to get a full refund minus the cost of insurance, Cancel for Any Reason to get a Future Travel Credit minus the cost of insurance and Trip Cancellation/Interruption/Delay/Baggage/Evacuation/Accidental Death and most importantly Medical. Most people do not realize that our insurance in the USA does not work out of the country. (No Medical Insurance - In most instances, you pay out of pocket in full before the doctor will even see you)
- Does travel insurance cover COVID? Depends on the reason and type of insurance policy. If you are fearful of traveling then you need the cancel for any reason insurance. If you are not allowed to travel but the destination you are going to is open, you need the cancel for any reason insurance. You contract COVID and unable to travel, then all of the policies should cover you because it is a medical claim*
- Does the insurance my Destination Wedding or Event I have planned out of the USA? Travel Insurance only covers the traveler, it does not cover any pre- purchased items for an event like DJ, Photographer, Flowers....
Here is a sample list of the different types of insurances with tour companies and independent insurance companies that Travel Pros offers:
- American Airlines Vacations Pre Travel Protection
- Delta Vacations
- Funjet Vacations
- Sandals and Beaches
- Trawick International
*Please note: Everyone's need for travel insurance is different, so for specific questions for coverage, you must contact the insurance company directly. Travel agents can only offer the insurance policies, we can not guarantee if the reason for cancellation is covered.