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Despite the snow it's officially Spring--
Time for your next issue of
thrive!
Get the latest info about local resources, workshops & other events to support you on the journey to living the life you envision. 

A publication of 

Give Your Credit A Spring Checkup







March is National Credit Education Month, an ideal time to get the facts on the importance of having good credit and how to attain it. 

Good credit is essential to have when qualifying for big items like a mortgage or student loan, and it can also be important for obtaining things like a cell phone, renting a car and perhaps even getting a job.

Establishing good credit history by paying bills on time results in good credit scores, which can also help build your savings.  How? When you have a good credit score you can typically receive lower interest rates and fees, which frees up additional money for emergencies, retirement, and other expenses. Decreasing debt and increasing savings reduces stress and leads to greater financial freedom.  Read 5 tips for building good credit on our website, and get more info about managing your credit--and repairing it-- here. 
Excerpted from an article on AmericaSaves.org.

SomersetServe Is April 28


Make a positive difference in Your Community and take part in SomersetServe! Work side by side with other residents, churches and service groups to beautify our neighborhood. Planned projects include: raking, mulching, trimming and planting, painting of curbs and benches and fence line vegetation removal.  Activities begin at 8:00am and go until noon.  Lunch will be provided.  Bring these supplies with you: rakes, shovels, gloves, leaf blowers, paint brushes, brooms, dustpans, wheelbarrows and sunscreen.  Register to attend here.

FREE Tax Prep in Harford County


The Volunteer Income Tax Assistance (VITA) program offers free tax help provided by IRS-certified volunteers to qualified individuals--generally people who make $54,000 or less--persons with disabilities and limited English speaking taxpayers who need assistance.  Service includes basic income tax return preparation with electronic filing..Call 410-836-0333 for more info and to make an appointment.

The AARP Foundation Tax-Aide program offers free tax help for all taxpayers, particularly those who are 50 years of age and older. The IRS-certified volunteers who provide tax counseling are often retired individuals associated with non-profit organizations that receive grants from the IRS. Call 410-638-3425 for more info and to make an appointment.

See the items you need to bring and when and where each organization is holding tax prep sessions on the
Community Resources page on our website.

Monthly Health Focus:
Preventing Type 2 Diabetes


Learn How at
No Cost Sessions

 
Prevent T2 Lifestyle Change Program is a CDC evidenced based program designed to help people with pre-diabetes, as well as those who want to lower their risk of developing diabetes learn how to eat well and become more active. These small group classes meet weekly for the first 16 weeks and then 1 to 2 times a month after that, for up to a full year. Based on over 25 years of clinical research, the Free Prevent T2 program is taught by trained Lifestyle Coaches from the University of Maryland Upper Chesapeake Health.  See upcoming classes here.  To register call HealthLink at 1-800-515-0044. 

Upcoming SUCCESS Classes

Lots of fun and lots of learning at the next round of SUCCESS Classes.  Here's a peek at what's coming up.
Lots of Freebies & Giveaways for Attendees!
Sign up to attend and see more upcoming classes here.

Need Cash for College?

Anyone considering attending college should complete the Free Application for Federal Student Aid. The FAFSA can help access money to pay for school (technical or vocational school, community college, university) in the form of grants, scholarships, work study and loans. Start the FAFSA application today at www.fafsa.ed.gov.

6 Facts About Federal Student Aid:
1. Around 20 million students complete the FAFSA each year. No matter the household
income, the FAFSA is the first step to receiving help paying for college.
2. Those who complete the FAFSA earlier often receive more aid. While there is no deadline to apply, some sources are first come, first-serve.
3. Good grades are not a requirement.  A student’s GPA is not used to determine federal aid.
4. The FAFSA is not just for high school students—it is open to any age.
5. Students can use federal aid for many types of education. Federal aid is accepted at most places. Complete the FAFSA now, even if the school is unknown. Schools will use the FAFSA to determine the aid package.
6. The FAFSA is free to complete. Beware of anyone trying to charge a fee for completing the FAFSA.
 
For more information about the FAFSA, students can call Carla, HDGHA FSS Coordinator, at 410-939-2097 or email carla@hdgha.org.
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101 Stansbury Court
Havre de Grace, MD 21078

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The SUCCESS Project · 101 Stansbury Court · Havre de Grace, Md 21078 · USA

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