At the end of October, hundreds if not thousands of homeowners will reach the end of the fixed term period of their mortgage and while we know we've said this time and time again, many of them will revert to their lenders Standard Variable Rate mortgage and pay far more than they need to!
If you are one of these homeowners there really hasn't been a better time to lock in a new rate! Fixed rate mortgages are currently at the lowest they've ever been and if your property value has grown (as most have) in recent years you could potentially fix at a rate of under 1%.
Homeowners with equity in their property and first time buyers with a deposit of 40% can benefit from these amazingly low rates.
Vitality have delivered a whopping £91.6m worth of pay‑outs in 2020, with 95.6% of claims paid. The VitalityLife claims and benefits report also show’s how they’ve helped members live longer, delay the onset of disease and reduce the risk of complications or death from COVID‑19.